Hortica Insurance & Employee Benefits
Hortica Insurance & Employee Benefits is part of a trillion dollar insurance industry that employs over 2.5 million professionals. Hortica is proud to have 206 of those professionals as part of our team. As previously mentioned, many of Hortica’s employees are celebrating their 15, 20 and 25-year anniversaries with our company. Our employees have found a passion for both the insurance and horticultural industries. Continue reading
Several situations or behaviors exhibited by an employer could place an employee in the position to sue. Your horticultural business may not have a Human Resources department, but that is no excuse for a lack of guidelines and compliance. Make sure you follow these six tips to prevent your horticultural business from being sued by an employee: Continue reading
Horticultural business insurance is very important to keep your company up and running. And when it comes to keeping your insurance costs down, the relationship between you and your insurance agent is critical. While communication and mutual respect fuel a good relationship, there are a few other things you can do as an insurance customer to keep relationships strong. Continue reading
Baby boomers are inching their way toward retirement and employers are recognizing how imperative it is that our boomers are supported with Long-Term Care insurance (LTCi). Long-Term Care insurance provides a wide variety of services over an extended period of time when an individual has a loss of physical or mental functioning. According to the U.S. Department of Health and Human Services (HHS), at least 70 percent of people over the age of 65 will require some long-term care services at some point in their lives. While you may not consider this insurance as much of a priority while in your early forties and piquing in your career, planning ahead for the retirement days will make a world of difference in the coming years. Continue reading
At Hortica, we believe people are our competitive advantage and we strive to attract, train and motivate our employees to keep Hortica as the leading insurance provider for the horticultural industry. Hortica sales representatives have flexibility to foster connections, acquire new clients, guide and provide the best protection for those clients’ needs and grow lifelong customer relationships. A sales career in insurance can be incredibly rewarding! How can you prepare to enter the field – or join our Hortica team? Continue reading
The flood of 1889 in Johnstown, PA – which took 2,200 lives – is one of many deadly floods the U.S. has seen. Several days of extremely heavy rainfall led to the collapse of the South Fork Dam, which was 14 miles upstream of Johnstown. This was the first disaster relief effort that was handled by the new American Red Cross. Since this natural disaster, The Mississippi Valley, Ohio River and other geographical regions have suffered from floods that have destroyed families, homes and businesses. Continue reading
Photo courtesy of Lawns to Gardens
As previously discussed in our blog on garden center safety, we identified some of the common issues that can occur with unsafe practices, like slipping/tripping/falling, fires and chemical or electrical malfunctions. We’re back again to discuss Products Liability coverage that protects the retailer – you – if a customer is injured, or property is damaged, as a result of a product or service provided by your garden center business. Continue reading
There are more than a handful of staff members at Hortica Insurance & Employee Benefits who have been employed with the company for over two decades. In fact, we’ve mentioned previously that 2012 marks the year of milestones for many of our employees – those celebrating anywhere from five to 35 years working at Hortica. Each and every one of our staff members has become the face behind our brand. Two in particular – Senior Account Executives, Ed Campbell and Kurt Penn, enthusiastically share their stories and industry expertise. Continue reading
Employees say medical insurance is their most important benefit. Many companies cover 50 percent of the cost of employees’ health care insurance. Does your horticultural business currently offer employee benefits to help retain the talent on your team? Continue reading
As a floricultural professional – perhaps a retail or wholesale florist – it is part of your everyday business to stay in tune with industry trends and stay ahead of the learning curve. There are three frequently asked questions – both by fellow professionals in the industry and by customers – that pertain specifically to the floral industry. Can you confidently answer them? Let’s find out! Continue reading